Privacy Policy

GOD-MADE MULTIMILLIONAIRES (GMM) COMMUNITY Privacy Policy Effective Date: [insert date of publication] Faith In L.I.F.E. Incorporated ("we," "us," "our"), based in Mississauga, Ontario, Canada, operates the GMM Community. This Privacy Policy explains how we collect, use, disclose, and protect your personal information in accordance with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA). DRAFT -- NOT LEGAL ADVICE. This document is a working starting point. It has not been reviewed by a lawyer. Have an Ontario-licensed lawyer familiar with PIPEDA and cross-border data transfer confirm this before publication, particularly the sections on third-party processors and international data transfer. 1. Information We Collect Account information: name, email address, password (encrypted), profile details. Payment information: processed directly by our payment processor (e.g., Stripe). We do not store full credit card numbers on our own servers. Community activity: posts, comments, event RSVPs, training progress, milestone and impact reports you submit, leaderboard data. Communications: messages you send to support, feedback you submit. Technical data: device/browser information, IP address, cookies, and analytics/advertising identifiers, including data collected via Facebook Pixel. 2. How We Use Your Information To provide and operate the Community, process payments, and manage your membership. To send transactional communications (billing, event reminders, account notices). To send marketing communications, where you have provided consent as required by Canada's Anti-Spam Legislation (CASL). You may withdraw consent at any time via the unsubscribe link or by contacting us. To personalize your experience, including leaderboard and gamification features. To maintain platform security, prevent fraud, and comply with legal obligations. 3. How We Share Your Information We do not sell your personal information. We share information only with: Service providers who help us operate the Community (e.g., hosting, payment processing, email/push notification delivery, video hosting), bound by confidentiality and data protection obligations. Other members, where you choose to post or share information within the Community feed, Home Groups, or leaderboard. Legal or regulatory authorities, where required by law. 4. Cross-Border Data Transfer Some of our service providers (including cloud hosting and infrastructure) may store or process data outside of Canada, including in the United States. Where this occurs, your information may be subject to the laws of that jurisdiction, including lawful access by foreign authorities. By using the Community, you acknowledge this transfer. [Confirm final hosting providers and their data residency before finalizing this section.] 5. Data Retention We retain personal information for as long as your account is active and as needed to comply with legal, accounting, or reporting obligations. You may request deletion of your account and associated data, subject to information we are required to retain by law. 6. Security We use reasonable administrative, technical, and physical safeguards to protect your information. No system is completely secure, and we cannot guarantee absolute security. 7. Your Rights Under PIPEDA, you have the right to access the personal information we hold about you, request corrections, and withdraw consent for optional uses (such as marketing), subject to legal or contractual restrictions. To exercise these rights, contact us at support@faithinlife.ca. If you are not satisfied with our response, you may file a complaint with the Office of the Privacy Commissioner of Canada. 8. Cookies and Tracking We use cookies and similar technologies, including the Facebook Pixel, for analytics and marketing purposes. You can control cookies through your browser settings, though disabling them may affect Community functionality. 9. Children's Privacy The Community is intended for individuals 18 years of age and older. We do not knowingly collect personal information from anyone under 18. 10. Changes to This Policy We may update this Privacy Policy from time to time. Material changes will be communicated to members in advance where required by law. 11. Contact / Privacy Officer Questions or requests regarding this Privacy Policy or your personal information can be directed to: support@faithinlife.ca.

Last updated 8/5/2026